Kentucky Financial Aid
State grants, eligibility, deadlines, and strategies for Kentucky students
Kentucky's standout program is the Kentucky Educational Excellence Scholarship (KEES), which automatically builds scholarship funds based on a student's high school GPA and ACT/SAT scores each year. The state also offers the College Access Program (CAP) Grant for need-based assistance.
Kentucky grant programs
Kentucky Educational Excellence Scholarship (KEES)
Merit-basedUp to $2,500/year based on cumulative high school GPA (plus up to $500 bonus for ACT score of 28+)
Eligibility
- Kentucky resident
- Attend a certified Kentucky high school
- Earn at least a 2.5 GPA each year of high school (awards accumulate annually)
- Enroll at an eligible Kentucky institution
Deadline: No application required — automatically calculated from high school records
Official info →College Access Program (CAP) Grant
Need-basedUp to approximately $2,900/year
Eligibility
- Kentucky resident
- Demonstrate financial need via FAFSA (EFC of $5,846 or below)
- Enrolled at an eligible Kentucky institution
- U.S. citizen or eligible non-citizen
Deadline: File FAFSA as early as possible — funds are limited
Official info →Tips for maximising Kentucky aid
KEES builds up each year of high school based on your GPA — a strong GPA in 9th grade starts accumulating scholarship dollars immediately. Every year counts.
KEES ACT bonuses reward scores of 15 and above, with the maximum bonus at 28+ — taking the ACT early and retaking it can directly increase your KEES award.
The CAP Grant is first-come, first-served based on FAFSA filing — submit your FAFSA as early as October to have the best chance of receiving funding.
Educational guide only. State aid programs, amounts, and deadlines change annually. Always verify current information directly with Kentucky Higher Education Assistance Authority (KHEAA) and your college's financial aid office before making decisions.
Put this into action
Find colleges in Kentucky that fit your budget, or learn more about the FAFSA process.